0% Finance Available in store and online purchase. – Bighouse Furniture

0% Finance Available in store and online purchase.

Bighosue Furniture Interest Free Finance Options for the Furniture.

  • Quick decision making on online credit applications

  • Current offer: 0% APR representative finance available on all orders

Financing is never been easier like this.

Applying for finance is fast and easy! Add products totaling £500 or more to your shopping cart, go through the Checkout option and after entering your billing and shipping address, email address and phone number, select 'Finance' as your preferred payment method.

You'll then receive a link to the finance application form by email/text message. Please complete your details accordingly and our partners Close Brothers Retail Finance will assess your credit application and give you a decision within 5 seconds (if no further underwriting is required).

3 simple steps to your Finance agreement:

Select your product(s) from our extensive range. (Basket total £300 or above)

Select the 'Finance' option at checkout. Notify us telling you wish to apply for Finance and follow the Finance application process.

If successful, await the delivery of your products.

Finance - Are you eligible?

Close Brothers Retail Finance will conduct the necessary credit checks and references in order to confirm your eligibility for the credit application:

  • You must have a good credit history with no history of late repayments or payment issues.
  • You must be at least 18 years of age.
  • You must be a permanent UK resident with at least 3 years' continual address history.
  • You must be in full-time employment, unless you are retired or a house person with a spouse in full-time employment.
  • You must have a UK bank account capable of accepting direct debits.
  • The goods must be delivered to your home address.
  • Please note that discount/voucher codes cannot be applied to items purchased with the finance option.
  • Subject to T&Cs

How much can I borrow?

The maximum lending amount in additional to the upfront deposit is £25,000.

Is a deposit required?

A minimum deposit of 20% is required on all orders. The deposit is taken at the end of the Close Brothers Retail Finance application process by a debit or credit card.

How are my monthly payments made?

Your monthly repayments will be taken via direct debit from your chosen bank account.

What type of items can I buy on finance?

You are able to purchase any items that can be added to the basket on our website through the finance options available.

What length of repayment is available?

You can select 6, 9 or 12 months depending on the finance plan selected and the qualifying purchase amount.

Can I pay off my loan early?

Yes, please contact us directly 02037943463 in order to make additional payments.

Standard information and Regulatory Status of Pay4Later (Close Brothers Retail Finance).

For finance agreements provided by Close Brothers Retail Finance, Bighouse Furniture (JFS London Ltd) acts as an introducer of unregulated credit products. Close Brothers Retail Finance is a trading name of Close Brothers Finance Limited. For more information please visit www.pay4later.com.


Representative example for 'Dining Table Sets'

Purchase Price: £500

Deposit: £100

Amount of credit: £400

12 monthly payments: £33.33

Total repayable: £326.28

Duration of agreement: 12 months

Rate of interest (fixed): 0% APR per annum

0% APR representative

To use, enter values for the Loan Amount, Number of Months for Loan, and the Interest Rate (e.g. 7.25), and click the Calculate button. Clicking the Reset button will clear entered values.

Finance Pre-Assessment: Click Here to Request Finance Application.

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